Position title
MORTGAGE LOAN OFFICER RSCNAP7508
Description
We are seeking a driven, customer-focused Mortgage Loan Officer to join our team in Naples, FL. In this role, you will guide clients through the home-buying, building, or refinancing process from initial application to closing. You will also build and maintain active referral relationships with local real estate agents, builders, and financial planners in the Southwest Florida market.
Job Location
Naples, FL
Valid through
October 27, 2040
Base Salary
$50,000.00-$145,000.00 Per year
Employment Type
DIRECT HIRE
Hiring organization
Contacts
IMPORTANT: A resume must be submitted to be considered for this position. Only candidates who submit a resume will be considered.
If you meet this job description, send your resume and take the next step toward your opportunity with Reliable Staffing
Industry
Real Estate/Mortgage
Skills
- Originate Loans: Source and take residential mortgage applications (Conventional, FHA, VA, Jumbo, and portfolio loan products).
- Business Development: Build, maintain, and expand a referral network of local Realtors, home builders, developers, and financial advisors in Naples and surrounding areas.
- Client Consultation: Advise borrowers on loan options, interest rates, program requirements, and down payment assistance programs using consultative selling techniques.
- Financial Analysis: Evaluate borrower income, credit history, debt-to-income (DTI) ratios, and collateral to determine loan qualification.
- Pipeline Management: Maintain regular communication with clients, real estate agents, and operations/processing teams to ensure smooth and timely loan closures.
- Compliance: Ensure all loan files strictly comply with federal, state, and institutional banking regulations (TILA, RESPA, Fair Housing, and NMLS guidelines).
Qualifications
- Licensing: Active NMLS (Nationwide Mortgage Licensing System) registration and Florida state MLO license.
- Experience: Minimum of 1 to 2+ years of active mortgage loan origination experience (bank-channel or retail mortgage experience preferred)
- Production: Proven track record of self-generated mortgage production (often targeting active monthly volume or established local referral flow).
- Skills: Strong sales acumen, exceptional interpersonal communication, organization, and familiarity with Loan Origination Systems (LOS) and CRM software.
Education
- Education: High school diploma or GED required; Bachelor’s degree in finance, business, or a related field preferred
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