We are seeking a high-caliber, licensed Mortgage Loan Officer to join our team in San Francisco, CA. In this role, you will serve as a trusted financial advisor navigating the unique, high-value Bay Area real estate market. You will evaluate borrower financial profiles, recommend competitive financing solutions, and cultivate a robust referral network of local real estate agents, builders, and high-net-worth clients to build a consistent pipeline of residential mortgage business.
IMPORTANT: A resume must be submitted to be considered for this position. Only candidates who submit a resume will be considered.
If you meet this job description, send your resume and take the next step toward your opportunity with Reliable Staffing. mailto:jobplacements@reliablestaffing.com
- Loan Origination: Interview applicants to assess financial needs, analyze complex financial profiles (including RSUs, equity compensation, and self-employed income), and structure competitive loan options (Jumbo, Super Jumbo, Conventional, FHA, and Non-QM).
- Business Development: Proactively build and maintain a strong referral network of local San Francisco real estate agents, wealth managers, CPAs, and corporate partners.
- Pipeline Management: Guide borrowers seamlessly from pre-approval through closing, ensuring timely communication and an exceptional client experience in a highly competitive market.
- Cross-Functional Collaboration: Partner closely with internal processing, underwriting, and closing teams to ensure files meet all compliance standards and close seamlessly.
- Compliance: Maintain strict adherence to all federal and state lending regulations (RESPA, TILA, Dodd-Frank) and internal company policies.
- Advanced proficiency in analyzing complex financial documents (such as tax returns for self-employed individuals and corporate compensation packages); excellent relationship management skills; proficiency with mortgage software
- Experience: Minimum of 2+ years of residential mortgage origination experience, with a proven track record of handling high-balance and Jumbo loan products.
- Market Knowledge: Deep familiarity with the San Francisco and broader Bay Area housing market, local inventory dynamics, and competitive pricing strategies.
- Licensing: Active NMLS license in good standing, with appropriate California DFPI or DRE endorsement.